The Personal Approach to Medicare & Insurance

As Life Moves Forward,

We’ll Help Your Insurance Keep Pace

Need help with Medicare, life, or health insurance in the Richmond area? We offer face-to-face, no-pressure guidance to help you choose the right plan — whether you're turning 65, planning for your family, or preparing for retirement.

What We Offer

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Medicare Plans

& Support

We help people navigate Medicare — from Original Medicare to Advantage Plans, Supplements, and Part D drug coverage. We’ll explain how it all works, compare plans available in your area, and make sure your doctors and prescriptions are covered.

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Life Insurance

Options

From final expense coverage to term life for younger families, we offer life insurance solutions that make sense for your stage of life. Our goal is to help you protect your loved ones from unexpected costs and plan ahead with confidence.

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Health Insurance for Individuals & Families

Need health coverage before Medicare kicks in? We assist with ACA marketplace plans and individual coverage for those under 65. If you’ve lost coverage, changed jobs, or need a new plan during open enrollment, we’re here to help.

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Annuities & Retirement Income

We can also help you explore fixed annuities and other retirement income products. Whether you’re looking for steady income in retirement or a safer place to move savings, we’ll help you understand your options in plain terms.

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Dental, Vision & Hearing Coverage

Original Medicare doesn’t cover dental, vision, or hearing—but we offer affordable options that fill the gap. Whether it’s cleanings, glasses, or hearing aids, we’ll help you find coverage that makes sense.

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Why People Choose Us

We Take the Time to Meet in Person

While many insurance agents are fully virtual, we still believe in sitting down face-to-face. We meet clients in Midlothian, Richmond, Chesterfield, Powhatan, and nearby areas — or wherever is convenient for you. We’ll even come to your kitchen table.

We Make Insurance Easy to Understand

No confusing jargon or pressure tactics. We break everything down so you understand what you’re getting — and what you’re not. We’ll answer your questions honestly, even if that means telling you to stay with your current plan.

We’re Licensed with All Major Carriers in Virginia

We’re not tied to just one company. That means we can compare options and help you find something that actually fits — not just what’s easy to sell.

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Areas We Serve

We’re based in Midlothian and meet with clients across the greater Richmond area, including Chesterfield, Powhatan, Amelia, Bon Air, Henrico, Mechanicsville, Short Pump, Goochland, and Hanover. If you're nearby in Central Virginia, chances are we can meet in person — and we’re always happy to talk with folks from across the state by appointment.

Ready to Talk?

 We offer free, no-obligation consultations. Whether you have a quick question or want a full review of your coverage, we’re happy to meet. Appointments can be scheduled online or by phone — whatever works for you.